Car Insurance by State
Find detailed auto insurance information for every U.S. state, including minimum requirements, average costs, SR-22 rules, and driver-specific options.
Browse by State
South
AlabamaArkansasFloridaGeorgiaKentuckyLouisianaMississippiNorth CarolinaOklahomaSouth CarolinaTennesseeTexasVirginiaWest Virginia
Northeast
ConnecticutDelawareMaineMarylandMassachusettsNew HampshireNew JerseyNew YorkPennsylvaniaRhode IslandVermont
Midwest
West
State-by-State Cost Comparison
| State | Avg. Full Coverage | Avg. Minimum | No-Fault? |
|---|---|---|---|
| Florida | $3,480 | $1,120 | Yes |
| Louisiana | $3,420 | $1,080 | No |
| Michigan | $2,980 | $980 | Yes |
| New York | $2,980 | $1,020 | Yes |
| New Jersey | $2,920 | $980 | Yes |
| California | $2,890 | $780 | No |
| Nevada | $2,720 | $880 | No |
| Rhode Island | $2,620 | $880 | No |
| Texas | $2,580 | $820 | No |
| Delaware | $2,520 | $840 | No |
| Maryland | $2,480 | $820 | No |
| Connecticut | $2,450 | $820 | No |
| Georgia | $2,420 | $760 | No |
| Oklahoma | $2,400 | $760 | No |
| Colorado | $2,380 | $740 | No |
| Kentucky | $2,380 | $740 | Yes |
| Arizona | $2,340 | $720 | No |
| Pennsylvania | $2,340 | $780 | Yes |
| Illinois | $2,250 | $720 | No |
| New Mexico | $2,210 | $760 | No |
| Alabama | $2,180 | $680 | No |
| Mississippi | $2,160 | $680 | No |
| Massachusetts | $2,120 | $740 | Yes |
| Washington | $2,120 | $700 | No |
| Minnesota | $2,080 | $720 | Yes |
| Missouri | $2,080 | $670 | No |
| Arkansas | $2,050 | $650 | No |
| South Carolina | $2,040 | $660 | No |
| Kansas | $1,980 | $650 | No |
| Oregon | $1,980 | $660 | No |
| Virginia | $1,980 | $650 | No |
| Tennessee | $1,920 | $610 | No |
| Utah | $1,900 | $630 | No |
| Alaska | $1,890 | $720 | No |
| Indiana | $1,880 | $620 | No |
| North Carolina | $1,860 | $620 | No |
| West Virginia | $1,820 | $590 | No |
| Nebraska | $1,800 | $590 | No |
| Montana | $1,700 | $560 | No |
| Hawaii | $1,680 | $640 | Yes |
| Ohio | $1,640 | $550 | No |
| Idaho | $1,620 | $580 | No |
| Wisconsin | $1,600 | $540 | No |
| Wyoming | $1,560 | $520 | No |
| New Hampshire | $1,540 | $0 | No |
| Iowa | $1,480 | $520 | No |
| North Dakota | $1,380 | $500 | No |
| Vermont | $1,380 | $480 | No |
| South Dakota | $1,360 | $490 | No |
| Maine | $1,320 | $480 | No |